85 Spruce Street, Unit 203, Cambridge, ON

$359,000
MLS#:X13487762
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 2 Bath Home at 85 Spruce Street Cambridge ON listed at $359,000 (MLS# X13487762) - Main View
Price Change
For Sale
Added:Jun 25, 2026(76 days ago)
Updated:Sep 5, 2026(4 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Intercom
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Spruce Street Lofts, where industrial heritage meets modern style in the heart of East Galt. This spacious 947 square foot loft blends original character, andboasts a two bedroom, two bathroom set up, with loft vibes accentuated by exposed brick, soaring ceilings, and oversized windows, the contemporary finishes for a truly one-of-a-kind living experience. Steps from the Grand River, the Gaslight District, cafés, shops, trails, and parks, this location offers both urban walkability and naturalbeauty.Residents enjoy secure entry, a fitness centre, party room, parking, and storage. With its generous floorplan, unique charm, and unbeatable location, this unit isperfect for professionals, downsizers, or investors looking for something special in Cambridge.Historic charm meets Modern comfort, with Downtown convenience. Welcomehome to 203- 85 Spruce Street!

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Property Summary

This condo apartment located at 85 Spruce Street, Cambridge is currently for sale and has been available on SousaSells for 76 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 85 Spruce Street, Cambridge

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cambridge.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Price$359,000
Maintenance Fee$818.50/mo
AddedJun 25, 2026 (76 days ago)
UpdatedSep 5, 2026 (4 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameMICHAEL ST.JEAN REALTY INC.

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyWaterloo
Annual Tax$3,085.08
Rental ItemsHot Water Heater

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Hospital
  • Park
  • Rec./Commun.Centre
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Intercom
  • Separate Hydro Meter
  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 85 Spruce Street, Unit 203, Cambridge, ON

Q.What is the asking price for 85 Spruce Street, Unit 203, Cambridge, ON ?

The current listing price for 85 Spruce Street, Unit 203, Cambridge, ON in Cambridge is $359,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 85 Spruce Street, Unit 203, Cambridge, ON ?

85 Spruce Street, Unit 203, Cambridge, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 85 Spruce Street, Unit 203, Cambridge, ON offer?

Key property features include: Arts Centre, Fenced Yard, Hospital, Park, Rec./Commun.Centre, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Intercom, Separate Hydro Meter, Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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85 Spruce Street, Unit 203, Cambridge, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cambridge, Cambridge

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 85 Spruce Street N 203, Cambridge, ON N1R 4K4

Estimated Sales Range
$341,000 - $352,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$107,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,950.
Amortization Period30 Years
Estimated Monthly Payment$1,195Based on a loan of $251,300 over 30 years.
Purchase Price$359,000
Loan Amount$251,300
Provincial Land Transfer Tax:$3,860
Total Estimated Closing Taxes:$3,860

About Purchasing a Home in Cambridge, ON

For a property listed at $359,000 in Cambridge, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$1,232,213

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blue Heron
Public749 Grand Valley Drive, Preston, Cambridge, Ontario, N3H 2S3
5.3

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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