26 Spencer Street, Unit 201, Cobourg, ON
Property Highlights
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $329,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 1 Bedroom and 1 Bathroom
- Generous living space spanning 700-799 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free, Intercom, Separate Heating Controls
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
This bright and beautifully updated south facing corner unit offers exceptional value in one of Cobourg's most convenient locations. Perfectly positioned on the second floor, this spacious one-bedroom condo is filled with natural light, creating a warm and inviting atmoshere from the moment you step inside. This home offers the ideal balance of affordability and low maintenance living, just minutes from downtown Cobourg's charming boutiques, local cafes, restaurants, and everyday amenities. Spend your mornings strolling to the waterfront, afternoons relaxing at Victoria Park, and summer days soaking up the sun at Cobourg Beach, all minutes from your door. This is a lifestyle where everything you need is within easy reach, and an ideal opportunity for those seeking a low-maintenance lifestyle and convenience. Freshly painted and recently renovated, this well maintained unit offers more space than expected, featuring a thoughtfully designed kitchen complete is both stylish and functional, featuring stainless steel appliances, generous prep space, and inviting layout perfect for cooking, entertaining, or simply enjoying a quiet night at home. The oversized bedroom easily accommodates a king size bed, offering a peaceful retreat at the end of the day, while the beautifully updated bathroom showcases sleek, contemporary finishes. Residents enjoy secure, energy efficient living with convenient laundry facilities located just steps away on the same floor. A shared outdoor space provides the perfect spot to unwind, enjoy fresh air, or connect with neighbours in this welcoming community. With low condo fees, affordable property taxes, low utility costs, and one dedicated parking space conveniently located near the front door (additional $35.00/month), this is a rare opportunity to embrace a simplified, maintenance-free lifestyle in one of Cobourg's most central and walkable locations.
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Property Summary
This condo apartment located at 26 Spencer Street, Cobourg is currently for sale and has been available on SousaSells for 118 days. This property is listed at $329,000 with an estimated mortgage of $1,095* per month. It has 1 bed, 1 bathroom, and is 700-799 square feet. 26 Spencer Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.
- •1 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-799 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Hospital
- Marina
- Public Transit
- Rec./Commun.Centre
- School
Interior Features
- Carpet Free
- Intercom
- Separate Heating Controls
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Frequently Asked Questions about 26 Spencer Street, Unit 201, Cobourg, ON
Q.What is the asking price for 26 Spencer Street, Unit 201, Cobourg, ON ?
The current listing price for 26 Spencer Street, Unit 201, Cobourg, ON in Cobourg, Cobourg is $329,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 1 bedroom and 1 bathroom across approximately 700-799 sqft.
Q.What property type and architectural style is 26 Spencer Street, Unit 201, Cobourg, ON ?
26 Spencer Street, Unit 201, Cobourg, ON is a Condo Apartment (Apartment) featuring a None basement.
Q.What key property features does 26 Spencer Street, Unit 201, Cobourg, ON offer?
Key property features include: Beach, Hospital, Marina, Public Transit, Rec./Commun.Centre, School.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Intercom, Separate Heating Controls.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Window Unit(s).
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 26 Spencer Street E 201, Cobourg, ON K9A 1C2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $329,000 in Cobourg, the legal minimum down payment is $16,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,410 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,410.
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