286 Morgan Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 30.31 x 101.71 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Air Exchanger, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It's a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work.
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Property Summary
This detached home located at 286 Morgan Street, Cobourg is currently for sale and has been available on SousaSells for 1 day. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 2 beds, 3 bathrooms, and is 1100-1500 square feet. 286 Morgan Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •2 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Hospital
- Lake/Pond
- Park
- Rec./Commun.Centre
- School
Interior Features
- Air Exchanger
- Primary Bedroom - Main Floor
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobourg?
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom semi-detached at 286 Morgan Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Cobourg Buyer Budget & Costs
Estimated mortgage: $2,160*/month*. Estimated Ontario Land Transfer Tax: $9,455. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobourg
Frequently Asked Questions about 286 Morgan Street, Cobourg, ON
Q.What is the asking price for 286 Morgan Street, Cobourg, ON ?
The current listing price for 286 Morgan Street, Cobourg, ON in Cobourg, Cobourg is $649,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 286 Morgan Street, Cobourg, ON ?
286 Morgan Street, Cobourg, ON is a Semi-Detached (Bungalow) featuring a Full, Finished basement.
Q.What key property features does 286 Morgan Street, Cobourg, ON offer?
Key property features include: Beach, Hospital, Lake/Pond, Park, Rec./Commun.Centre, School.
Q.What interior features are included in this home?
Interior highlights include: Air Exchanger, Primary Bedroom - Main Floor.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 286 Morgan Street, Cobourg, ON K9A 0L4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $649,000 in Cobourg, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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