99 King Street, Gananoque, ON

$1,550,000
MLS#:X13048346
0 beds
3 baths
Commercial
Commercial for sale - 0 Bed, 3 Bath Home at 99 King Street Gananoque ON listed at $1,550,000 (MLS# X13048346) - Main View
For Sale
Added:Apr 27, 2026(135 days ago)
Updated:Aug 31, 2026(9 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of Gananoque. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Premium 60 x 53.75 ft lot size
  • equipped with yes central cooling and highly efficient other heating

Description

Welcome to 99 King Street East, a rare mixed use opportunity in the heart of downtown Gananoque. This landmark corner property offers exceptional visibility at King and Stone, just steps from shops, restaurants, and the waterfront. The main level features nearly 3,000 sq. ft. of open commercial space with soaring vaulted ceilings, originally designed as a bank. Bright, versatile, and full of character, it includes a private office, full bath and a second level mezzanine ideal for storage or an additional workspace. With its prominent storefront exposure, this level is perfectly suited for a gallery, retail shop, studio, professional office, or a business looking for high foot traffic. The upper level offers a spacious three bedroom, one bath residential unit with its own private entrance. The layout includes a large living room, dining room, and an eat in Eden style kitchen, along with access to an outdoor patio area. A great option for owner occupancy or as a reliable income producing rental. Whether you're an investor seeking a strong mixed use asset, an entrepreneur wanting to live above your business, or a buyer looking to expand your portfolio in a growing community, this property delivers flexibility, character, and long term potential in one of Gananoque's most desirable commercial corridors.

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Property Summary

This store w apt/office located at 99 King Street, Gananoque is currently for sale and has been available on SousaSells for 135 days. This property is listed at $1,550,000 with an estimated mortgage of $5,159* per month. It has 0 beds, 3 bathrooms, and is unknown square feet. 99 King Street, Gananoque is in the Gananoque neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Gananoque, Gananoque.

Great for Small Household / Couples
What We Love About This Home
  • •3 well-appointed bathrooms
  • •Desirable Store W Apt/Office architecture in Gananoque, Gananoque
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusActive
Price$1,550,000
AddedApr 27, 2026 (135 days ago)
UpdatedAug 31, 2026 (9 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size60 Ă— 53.75 Feet
CountyLeeds and Grenville
Annual Tax$15,356.39
Rental ItemsNONE
Legal DescriptionPT LT 626 E GANANOQUE RIVER PL 86 AS IN LR157457; GANANOQUE

Parking & Garage

Parking Space1
Garage TypeNone

Heating & Cooling

Heat TypeOther
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 99 King Street, Gananoque, ON

Q.What is the asking price for 99 King Street, Gananoque, ON ?

The current listing price for 99 King Street, Gananoque, ON in Gananoque, Gananoque is $1,550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 3 bathrooms.

Q.What property type and architectural style is 99 King Street, Gananoque, ON ?

99 King Street, Gananoque, ON is a Store W Apt/Office () featuring a basement.

Q.What security features are installed at 99 King Street, Gananoque, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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99 King Street, Gananoque, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Gananoque, Gananoque

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 99 King Street E, Gananoque, ON K7G 1E8

Estimated Sales Range
$1,473,000 - $1,519,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$465,000 (30.0%)
* Minimum Canadian down payment required for this price is $310,000.
Amortization Period30 Years
Estimated Monthly Payment$5,159Based on a loan of $1,085,000 over 30 years.
Purchase Price$1,550,000
Loan Amount$1,085,000
Provincial Land Transfer Tax:$27,475
Total Estimated Closing Taxes:$27,475

About Purchasing a Home in Gananoque, ON

For a property listed at $1,550,000 in Gananoque, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.

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Gananoque, Gananoque Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque, Gananoque.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$698,968

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Gananoque, Gananoque

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Gananoque, Gananoque Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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