130 Water Street, Unit 312, Gananoque, ON

$576,900
MLS#:X13755182
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 2 Bath Home at 130 Water Street Gananoque ON listed at $576,900 (MLS# X13755182) - Main View
For Sale
Added:Sep 8, 2026(3 days ago)
Updated:Sep 8, 2026(3 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Gananoque. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $576,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Island Harbour Club, where elevated waterfront living meets the heart of the Thousand Islands. This beautifully upgraded, water-facing 2-bedroom, 2-bathroom condo offers an exceptional combination of style, space and one of its most impressive features-an oversized private balcony overlooking the St. Lawrence River. Partially covered and partially open to the sky, this incredible outdoor space truly becomes an extension of the living area. Whether it's morning coffee overlooking the water, dinner outside or an evening spent watching the boats and sunsets, this is the kind of outdoor space that sets a condo apart. Inside, an exceptional floor plan is bright and inviting, with oversized windows bringing in an abundance of natural light while showcasing the gorgeous river views. The open-concept kitchen, dining and living areas are beautifully finished with quartz countertops, a striking backsplash, high-end appliances and thoughtful upgrades throughout. The spacious primary suite offers a private retreat with an ensuite, while the second bedroom provides valuable flexibility as a guest room, home office or both. With two full bathrooms and a layout that makes excellent use of every square foot, this is a home designed for easy everyday living and entertaining. With too many upgrades to list, this residence is a step above and offers the opportunity to enjoy an exceptional waterfront lifestyle at an incredible price. Walk to restaurants, shops, theatre, the marina and waterfront parks-or simply stay home, step onto that spectacular balcony and enjoy one of the best reasons to live in the Thousand Islands: the view.

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Property Summary

This condo apartment located at 130 Water Street, Gananoque is currently for sale and has been available on SousaSells for 3 days. This property is listed at $576,900 with an estimated mortgage of $1,920* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 130 Water Street, Gananoque is in the Gananoque neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Gananoque, Gananoque.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Gananoque.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$576,900
Maintenance Fee$428.76/mo
AddedSep 8, 2026 (3 days ago)
UpdatedSep 8, 2026 (3 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyLeeds and Grenville
Annual Tax$5,344

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Lake Access
  • Park
  • Place Of Worship
  • Waterfront

Interior Features

  • Carpet Free
  • On Demand Water Heater
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Gananoque Home Buyer Advisory & Market HubActive MLS® Listing in Gananoque, Ontario

Looking to Buy a Home in Gananoque?

If you are looking for a house in Gananoque or researching Gananoque real estate for sale, this 2-bedroom condo apartment at 130 Water Street, Unit 312, Gananoque, ON offers an exceptional opportunity to buy a home in Gananoque, Ontario. Whether you are a first-time Gananoque home buyer or comparing active Gananoque MLS® homes for sale, working with a dedicated Gananoque buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Gananoque Homes for Sale & MLS® Listings

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Dedicated Gananoque Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Gananoque realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Gananoque Buyer Budget & Costs

Estimated mortgage: $1,920*/month*. Estimated Ontario Land Transfer Tax: $8,013. First-time Gananoque home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Gananoque

Frequently Asked Questions about 130 Water Street, Unit 312, Gananoque, ON

Q.What is the asking price for 130 Water Street, Unit 312, Gananoque, ON ?

The current listing price for 130 Water Street, Unit 312, Gananoque, ON in Gananoque, Gananoque is $576,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 130 Water Street, Unit 312, Gananoque, ON ?

130 Water Street, Unit 312, Gananoque, ON is a Condo Apartment (1 Storey/Apt) featuring a None basement.

Q.What key property features does 130 Water Street, Unit 312, Gananoque, ON offer?

Key property features include: Beach, Golf, Lake Access, Park, Place Of Worship, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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130 Water Street, Unit 312, Gananoque, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Gananoque, Gananoque

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 130 Water Street 312, Gananoque, ON K7G 2M5

Estimated Sales Range
$548,000 - $565,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$173,070 (30.0%)
* Minimum Canadian down payment required for this price is $32,690.
Amortization Period30 Years
Estimated Monthly Payment$1,920Based on a loan of $403,830 over 30 years.
Purchase Price$576,900
Loan Amount$403,830
Provincial Land Transfer Tax:$8,013
Total Estimated Closing Taxes:$8,013

About Purchasing a Home in Gananoque, ON

For a property listed at $576,900 in Gananoque, the legal minimum down payment is $32,690 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,013 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,013.

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Gananoque, Gananoque Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque, Gananoque.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$698,968

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Gananoque, Gananoque

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Gananoque, Gananoque Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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