4020 Main Street, Niagara Falls, ON

$699,900
MLS#:X12932842
0 beds
3 baths
Commercial
Commercial for sale - 0 Bed, 3 Bath Home at 4020 Main Street Niagara Falls ON listed at $699,900 (MLS# X12932842) - Main View
For Sale
Added:Mar 28, 2026(165 days ago)
Updated:Aug 19, 2026(21 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Chippawa. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Premium 60 x 165 ft lot size
  • Convenient outside/surface garage included
  • equipped with yes central cooling and highly efficient radiant heating

Description

Prime investment opportunity in the vibrant community of Chippawa! This versatile commercial/residential property offers incredible potential for investors, entrepreneurs, or those looking to live and work in one convenient location.The main floor features a 1-bedroom residential unit alongside a storefront space, giving you flexibility to generate rental income or operate your own business. The layout allows for easy conversion, just expand the commercial space or create an additional residential unit to maximize returns. Upstairs, you'll find a well-maintained 3-bedroom unit, perfect for owner occupancy or as a strong income-producing rental. At the rear of the property is an impressive 30 ft x 25 ft heated garage/workshop, equipped with: 24 ft radiant gas tube heater, 60 AMP service, 12 ft ceilings, Two overhead doors (9 ft x 9 ft and 9 ft) with an attached14.6 ft x 25 ft storage room at the back of the garage. Situated on a large lot along a high-traffic main road, this property offers excellent visibility and accessibility. Enjoy being just a short walk to the Welland River (locally known as "the Crick"), nearby boat launch, and the charming downtown square. Don't miss this rare opportunity to own a flexible, income-generating property in one of Niagara's most desirable and historic neighborhoods!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Price Drop Alert

Waiting for a price change? Get an instant notification if the seller reduces the asking price.

Generate CMA Report

Property Summary

This commercial retail located at 4020 Main Street, Niagara Falls is currently for sale and has been available on SousaSells for 165 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 0 beds, 3 bathrooms, and is unknown square feet. 4020 Main Street, Niagara Falls is in the Chippawa neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Chippawa, Niagara Falls.

Great for Small Household / Couples
What We Love About This Home
  • •3 well-appointed bathrooms
  • •Desirable Commercial Retail architecture in Chippawa, Niagara Falls
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusActive
Price$699,900
AddedMar 28, 2026 (165 days ago)
UpdatedAug 19, 2026 (21 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameREALTY EXECUTIVES PLUS LTD, BROKERAGE

Property Details

Property Sub-TypeCommercial Retail
Lot Size60 Ă— 165 Feet
CountyNiagara
Annual Tax$4,105
Legal DescriptionLT 34 S/S MAIN ST PL 251 VILLAGE OF CHIPPAWA ; NIAGARA FALLS

Parking & Garage

Parking Space6
Garage TypeOutside/Surface

Heating & Cooling

Heat TypeRadiant
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 4020 Main Street, Niagara Falls, ON

Q.What is the asking price for 4020 Main Street, Niagara Falls, ON ?

The current listing price for 4020 Main Street, Niagara Falls, ON in Chippawa, Niagara Falls is $699,900.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 3 bathrooms.

Q.What property type and architectural style is 4020 Main Street, Niagara Falls, ON ?

4020 Main Street, Niagara Falls, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 4020 Main Street, Niagara Falls, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 4020 Main Street, Niagara Falls, ON .

Location

Initializing map...
4020 Main Street, Niagara Falls, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chippawa, Niagara Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Pricing & Value Insights

Data-driven valuation for 4020 Main Street, Niagara Falls, ON L2G 6B8

Estimated Sales Range
$665,000 - $686,000

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Niagara Falls, ON

For a property listed at $699,900 in Niagara Falls, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Similar Listings in Chippawa, Niagara Falls

Explore all Just Listed Homes in Niagara Falls →

Chippawa, Niagara Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chippawa, Niagara Falls.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$772,034

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Chippawa, Niagara Falls

Elementary Schools

Sacred Heart
Public8450 Oliver Street, Chippawa, Niagara Falls, Ontario, L2G 6Z2
6.0
River View
Public3300 Cattell Drive, Chippawa, Niagara Falls, Ontario, L2G 6M9
7.7
Father Hennepin
Public6032 Churchill Street, Niagara Falls, Ontario, L2G 2X1
9.9
Heximer Avenue
PublicHeximer Avenue, Niagara Falls, Ontario, L2G 4S1
9.3

Secondary Schools

No secondary schools data loaded.

Chippawa, Niagara Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Niagara Falls

Compare prices, square footage, and school zones for similar Commercial nearby

All Niagara Falls Homes
Commercial for sale - 0 Bed, 0 Bath Home at 4030 Montrose Road Niagara Falls ON listed at $660,000 (MLS# X13669884)
$660,000
0bd
0ba
Commercial

4030 Montrose Road, Unit 6, Niagara Falls

Aug 12, 2026
DOM: 29

No description available

MLS#: X13669884
For Sale
Commercial for sale - 5 Bed, 0 Bath Home at 4394 ELLIS Street Niagara Falls ON listed at $599,900 (MLS# X13663216)
$599,900
5bd
0ba
Commercial

4394 ELLIS Street, Niagara Falls

Aug 7, 2026
DOM: 34

No description available

MLS#: X13663216
For Sale
Commercial for sale - 0 Bed, 0 Bath Home at 4872 Victoria Avenue Niagara Falls ON listed at $775,000 (MLS# X13582878)
$775,000
0bd
0ba
Commercial

4872 Victoria Avenue, Niagara Falls

Jul 20, 2026
DOM: 52

No description available

MLS#: X13582878
For Sale
Commercial for sale - 0 Bed, 0 Bath Home at 5002 Victoria Avenue Niagara Falls ON listed at $649,000 (MLS# X13588820)
$649,000
0bd
0ba
Commercial

5002 Victoria Avenue, Niagara Falls

Jul 20, 2026
DOM: 52

No description available

MLS#: X13588820
For Sale