6 Spencer Street, Prince Edward County, ON

$534,900
MLS#:X13754056
4 beds
2 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Added:Sep 8, 2026(1 day ago)
Updated:Sep 8, 2026(1 day ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Picton Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $534,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50.48 x 116.56 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Water Meter
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Welcome to 6 Spencer Street, perfect for first-time buyers, downsizers, or anyone seeking a home on a quiet street in a central Picton location. This bright and inviting three-bedroom, two-bathroom, three-level side-split offers a functional and versatile layout, along with a large fully fenced yard providing space to relax, play, garden and entertain. The main level features a well-equipped kitchen with eat-in dining area, and a comfortable living room. Upstairs, you will find three bedrooms - each with a closet - and a 4-pc bathroom. The lower level adds valuable flexibility and additional living space with a family room, currently being used as a formal dining area, plus an additional bedroom, a two-piece bathroom and a laundry room. The spacious back deck offers a peaceful place to unwind and enjoy the surroundings. Closely located to Picton's downtown, amenities, parks, and schools, this home combines practical living space, outdoor enjoyment and an affordable in-town lifestyle.

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Property Summary

This detached home located at 6 Spencer Street, Prince Edward County is currently for sale and has been available on SousaSells for 1 day. This property is listed at $534,900 with an estimated mortgage of $1,780* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 6 Spencer Street, Prince Edward County is in the Picton Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Picton Ward, Prince Edward County.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Picton Ward, Prince Edward County.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 8, 2026 (1 day ago)
UpdatedSep 8, 2026 (1 day ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameChestnut Park Real Estate Limited

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionVinyl Siding
BasementFinished
Lot Size50.48 × 116.56 Feet
CountyPrince Edward County
Annual Tax$2,699
Legal DescriptionPT LT 13 PL 24 PICTON PT 2 47R4533; PRINCE EDWARD

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

  • Golf
  • Hospital
  • Library
  • Marina
  • School
  • Place Of Worship

Interior Features

  • Water Heater Owned
  • Water Meter

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 6 Spencer Street, Prince Edward County, ON

Q.What is the asking price for 6 Spencer Street, Prince Edward County, ON ?

The current listing price for 6 Spencer Street, Prince Edward County, ON in Picton Ward, Prince Edward County is $534,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 6 Spencer Street, Prince Edward County, ON ?

6 Spencer Street, Prince Edward County, ON is a Detached (Sidesplit) featuring a Finished basement.

Q.What key property features does 6 Spencer Street, Prince Edward County, ON offer?

Key property features include: Golf, Hospital, Library, Marina, School, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Other.

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Location

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6 Spencer Street, Prince Edward County, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Picton Ward, Prince Edward County

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 6 Spencer Street, Prince Edward County, ON K0K 2T0

Estimated Sales Range
$508,000 - $524,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Prince Edward County.

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Interest Rate4.00%
Down Payment$160,470 (30.0%)
* Minimum Canadian down payment required for this price is $28,490.
Amortization Period30 Years
Estimated Monthly Payment$1,780Based on a loan of $374,430 over 30 years.
Purchase Price$534,900
Loan Amount$374,430
Provincial Land Transfer Tax:$7,173
Total Estimated Closing Taxes:$7,173

About Purchasing a Home in Prince Edward County, ON

For a property listed at $534,900 in Prince Edward County, the legal minimum down payment is $28,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,173 for this transaction. As this listing is in Prince Edward County (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,173.

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Picton Ward, Prince Edward County Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Picton Ward, Prince Edward County.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$994,785

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Picton Ward, Prince Edward County

Elementary Schools

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Secondary Schools

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Picton Ward, Prince Edward County Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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