14 Coldwater Road, Severn, ON

$679,000
MLS#:S13478968
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 14 Coldwater Road Severn ON listed at $679,000 (MLS# S13478968) - Main View
For Sale
Added:Jun 23, 2026(78 days ago)
Updated:Jun 23, 2026(78 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Coldwater. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $679,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 29.99 x 94.05 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

Century commercial building backing onto Coldwater River in the business heart of the Town of Coldwater. Lots of character and charm in this building. This multi use building offers retail on the mail level and a 2 bedroom plus den apartment on upper. The main floor retail space has 12 foot ceilings and a sunroom addition with a walk out to the scenic river. There is also an unfinshed dry basement with a 2 pc bathroom and great storage. The upper apartment also has high ceiling, laundry in suite and a walk out to the deck from the kitchen. 2 A + tenants who would like to continue to rent. All appliances included. Separate meters and furnaces for both units.

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Property Summary

This investment located at 14 Coldwater Road, Severn is currently for sale and has been available on SousaSells for 78 days. This property is listed at $679,000 with an estimated mortgage of $2,260* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 14 Coldwater Road, Severn is in the Coldwater neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Coldwater, Severn.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Investment architecture in Coldwater, Severn
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$679,000
AddedJun 23, 2026 (78 days ago)
UpdatedJun 23, 2026 (78 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX HALLMARK CHAY REALTY

Property Details

Property Sub-TypeInvestment
Lot Size29.99 Ă— 94.05 Feet
CountySimcoe
Annual Tax$3,092.86

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 14 Coldwater Road, Severn, ON

Q.What is the asking price for 14 Coldwater Road, Severn, ON ?

The current listing price for 14 Coldwater Road, Severn, ON in Coldwater, Severn is $679,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 14 Coldwater Road, Severn, ON ?

14 Coldwater Road, Severn, ON is a Investment () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Location

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14 Coldwater Road, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Coldwater, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 14 Coldwater Road, Severn, ON L0K 1E0

Estimated Sales Range
$645,000 - $665,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$203,700 (30.0%)
* Minimum Canadian down payment required for this price is $42,900.
Amortization Period30 Years
Estimated Monthly Payment$2,260Based on a loan of $475,300 over 30 years.
Purchase Price$679,000
Loan Amount$475,300
Provincial Land Transfer Tax:$10,055
Total Estimated Closing Taxes:$10,055

About Purchasing a Home in Severn, ON

For a property listed at $679,000 in Severn, the legal minimum down payment is $42,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,055 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,055.

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Coldwater, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$652,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Coldwater, Severn

Elementary Schools

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Secondary Schools

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Coldwater, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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