37 Lock Street, St. Catharines, ON

$624,900
MLS#:X13753032
2 beds
1 baths
700-1100 sqft
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 37 Lock Street St. Catharines ON listed at $624,900 (MLS# X13753032) - Main View
For Sale
Added:Sep 8, 2026(1 day ago)
Updated:Sep 8, 2026(1 day ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Port Dalhousie. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $624,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 26.5 x 104.28 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: Floor Drain, Sump Pump, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 37 Lock Street, nestled in historic Port Dalhousie! Start your morning in the cozy front sitting room, soaking in spectacular views of Lake Ontario while enjoying a peaceful cup of coffee or logging into your first meeting of the day. Located just steps from Lakeside Park, the beach, Port Dalhousie Marina, the Port Pier, and a vibrant array of world-class shops and restaurants, this location truly cant be beat.This charming, cottage-like 2-bedroom, 1-bathroom home has been fully updated from top to bottom. Bright, warm finishes and an abundance of natural light create a welcoming and stylish atmosphere throughout. At the heart of the home is a spacious kitchen island that anchors the open-concept layout perfect for casual dining and effortless entertaining. Step directly from the main living area into the backyard, ideal for summer BBQs and gatherings with family and friends. Additional features include: Full interior waterproofing, Professional insulation upgrade, Modern vinyl windows and new front door, Sump pump with backup system, Approval in place for driveway installation, and much more. Whether you are looking for a year-round residence, AirB&B opportunity, or a weekend retreat, 37 Lock Street offers comfort, charm, and unbeatable access to the best of lakeside living.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 37 Lock Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $624,900 with an estimated mortgage of $2,080* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 37 Lock Street, St. Catharines is in the Port Dalhousie neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Port Dalhousie, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$624,900
AddedSep 8, 2026 (1 day ago)
UpdatedSep 8, 2026 (1 day ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementUnfinished
Lot Size26.5 Ă— 104.28 Feet
CountyNiagara
Annual Tax$3,801.91
Rental ItemsHot Water Heater
Legal DescriptionPT LT 18 TP PL 7 (PORT DALHOUSIE LT 100) GRANTHAM AS IN RO730581; ST. CATHARINES

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Floor Drain
  • Sump Pump
  • Water Meter

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 37 Lock Street, St. Catharines, ON

Q.What is the asking price for 37 Lock Street, St. Catharines, ON ?

The current listing price for 37 Lock Street, St. Catharines, ON in Port Dalhousie, St. Catharines is $624,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 37 Lock Street, St. Catharines, ON ?

37 Lock Street, St. Catharines, ON is a Detached (Bungalow) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain, Sump Pump, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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37 Lock Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Port Dalhousie, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 37 Lock Street, St. Catharines, ON L2N 5B8

Estimated Sales Range
$594,000 - $612,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$187,470 (30.0%)
* Minimum Canadian down payment required for this price is $37,490.
Amortization Period30 Years
Estimated Monthly Payment$2,080Based on a loan of $437,430 over 30 years.
Purchase Price$624,900
Loan Amount$437,430
Provincial Land Transfer Tax:$8,973
Total Estimated Closing Taxes:$8,973

About Purchasing a Home in St. Catharines, ON

For a property listed at $624,900 in St. Catharines, the legal minimum down payment is $37,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,973.

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Port Dalhousie, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Dalhousie, St. Catharines.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,597,052

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Port Dalhousie, St. Catharines

Elementary Schools

Gracefield
Public117 Bayview Drive, Port Dalhousie, St. Catharines, Ontario, L2N 4Z7
10.0
St Ann
Public218 Main Street, Port Dalhousie, St. Catharines, Ontario, L2N 4W1
7.4
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

Port Dalhousie, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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